Mini‑Split vs Central Heat Pump

Updated 2025-09-17

See installation costs, comfort differences, and real‑world ROI to choose the setup that fits your home and budget.

See mini‑split deals


FAQ

Which is cheaper to install: a mini-split or a central heat pump?

Mini-splits are usually cheaper if you only need a few rooms. If you already have ducts in good shape, a central heat pump can be cost‑effective for whole‑home coverage.

Which is more efficient in real use?

Both can be efficient. Mini‑splits shine with zone control; central systems can match if ducts are sealed and the system is right-sized.

Do mini‑splits work in cold climates?

Yes—look for cold‑climate models with strong HSPF/SEER ratings and manufacturer low‑ambient specs.